Loan Programs

Discover our loan programs or let us custom-tailor the right option for you based on data-driven investment strategy.

Fix & Flip

Loans for investors who are buying distressed properties, rehabbing, and selling.

Loan Amounts: $75K – $2M
Rates: 9.90%-11.90%
Payment: Interest Only
LTC: Up to 93% (90% of Purchase, 100% of Rehab)
LTV: Up to 75%
Term: 6-12 months (with extension options)
Financing for purchase and renovation costs
Quickest draw process in the industry
Property Types: Residential (SFR & 2-10 Unit)
NO Appraisal Required (on most loans)
NO Junk Fees
NO Prepayment Penalty: Payoff the loan at anytime
Credit Score: 600 Minimum
No tax returns or personal financial statement required

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Rental

Loans designed for residential, short-term rental, and vacation rentals up to 10 units.

Loan Amounts: $75K – $3.5M (Blanket Portfolio Loans up to $5M)
Rates: Starting at 5.50%
Occupancy: Vacancy OK (on Acquisitions), no operating history required on STRs
Loan Structure: 30-Year Fixed Rate Mortgage
LTVs: Up to 85% (Acquisitions/Rate-Term Refinances), 75% (Cash-Out Refinances)
No tax returns or personal financial statement required
Credit Score: 640 minimum

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Cash-Out/Refi

Cash-out loans let you unlock the equity in your rental properties, providing fast, flexible funding to reinvest, finance new projects, or cover expenses—all without selling your assets.

Loan Amounts: $75K – $3.5M (Blanket Portfolio Loans up to $5M)
Rates: Starting at 5.50%
Loan Structure: 30-Year Fixed Rate Mortgage
LTVs: 75%
No tax returns or personal financial statement required
Credit Score: 640 minimum

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New Construction

Loans for builders with shovel-ready lots or teardown projects. Spec houses or model homes, infill, teardown, or subdivisions.

Loan Amount: $75,000 – $2 Million Per Unit
NO Prepayment Penalty
Term: 12-18 Month Term (with extension provisions)
No pre-payment penalty
Interest: 10.5% – 11.9%
Monthly Interest Only Payments
Quick draw process
Discounted pricing for repeat borrowers
LTC: Up to 85% Loan to Cost
LTV: Up to 65% Loan to Value

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Commercial

Our expert team is here to help you find the ideal loan structure to match your business goals, whether you’re looking to purchase or already own a commercial property. We offer flexible financing options and personalized guidance every step of the way.